Homes England releases a new plan to push the delivery of quality, safe, and sustainable homes through expertise and resources

 Wednesday, December 17, 2025

The landscape of British residential development has reached a definitive turning point as Homes England officially releases its Strategic Plan 2025 to 2030. This comprehensive blueprint marks the agency’s transition into a more autonomous, high-powered delivery vehicle, designed to meet the government’s ambitious pledge of constructing 1.5 million new homes by the end of the current parliament.

At the heart of this new era is the establishment of the National Housing Bank (NHB) and the National Housing Delivery Fund (NHDF). These institutions represent a radical shift in how the state intervenes in the property market, moving from simple grant-giving to a sophisticated model of equity, debt, and government guarantees.

The 2025-2030 plan is built upon six core objectives that aim to solve the long-standing “triple threat” of the UK housing market: undersupply, unaffordability, and poor quality.

1. Accelerating supply: Dramatically increasing the volume of new builds across all tenures, including market-sale and build-to-rent.
2. Social housing renaissance: Delivering the most significant increase in social and affordable housing in over 30 years.
3. Institutional capital: Unlocking billions in private investment for mixed-use schemes through the National Housing Bank.
4. Local economic empowerment: Partnering with Mayors and local leaders to ensure housing acts as a catalyst for regional growth.
5. Market diversity & innovation: Supporting SME builders and fostering modern methods of construction (MMC).
6. Safety and security: Strengthening regulations to ensure every resident is safeguarded in a decent, high-quality home.

Set to be fully operational by April 2026, the National Housing Bank is the “engine room” of this new strategy. Headquartered in Leeds, the bank will manage a staggering £16 billion in financial capacity.

The NHB is designed to act as a “stabiliser” for the industry. By providing long-term, flexible capital, it allows developers to break ground on complex, large-scale sites that would otherwise be deemed too risky by commercial lenders. The bank’s ability to issue direct government guarantees is expected to leverage an additional £53 billion in private sector investment, effectively multiplying the impact of every pound of taxpayer money.

“The National Housing Bank will bring the stability and certainty that developers and institutional investors have been calling for,” stated Amy Rees CB, Chief Executive of Homes England. “We are preparing to launch our new funds to ensure infrastructure and homes are delivered where they are needed most.”

Published alongside the Strategic Plan, the Investment Roadmap serves as a vital guide for the agency’s 2,000+ partner organisations. It outlines the specific “intervention themes” that will drive funding decisions over the next four years.

A key highlight is the £5 billion National Housing Delivery Fund (NHDF). Unlike the NHB’s loan-based model, the NHDF will provide critical CDEL grant funding specifically for land assembly and “up-front” infrastructure—such as roads, utilities, and schools. This ensures that large-scale brownfield regenerations remain viable even in challenging economic climates.

Identifying that the housing crisis looks different in Cornwall than it does in Cumbria, Homes England is decentralising its expertise. The agency is appointing a new cohort of Regional Executive Directors to lead strengthened local teams. These leaders will work “hand-in-glove” with Mayoral Combined Authorities to tailor housing packages to local needs.

Housing Secretary Steve Reed praised the move:

“Homes England is playing a key role in building more new homes by bringing in essential private investment… This plan kicks off a new phase of working together to bring the housing crisis to an end.”

The plan also reinforces the agency’s commitment to the Future Homes Standard. By the end of this decade, the goal is for 90% of agency-supported completions to achieve EPC A or B ratings. Furthermore, the focus on “decent homes” means that resident safeguarding and building safety are no longer secondary considerations but primary metrics for funding eligibility.

With a full Investment Prospectus due in early 2026, Homes England is urging developers—particularly small and medium-sized enterprises (SMEs)—to begin identifying opportunities. The shift towards a “National Housing Bank” model suggests that those who can demonstrate social value, high design standards, and a commitment to local growth will be first in line for this new wave of multi-billion-pound support.

Pat Ritchie CBE, Chair of Homes England, concluded:

“This marks a new chapter of strengthened collaboration. Through a deep understanding of local needs, we can create a step change that addresses the needs of both current and future generations.”

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Tags: affordable housing investment London, Homes England Strategic Plan 2025-2030, National Housing Bank (NHB), National Housing Delivery Fund, UK social housing boost